Quick loan last year to re-issued 179.86 million db.lv ::
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Last year, about 15.77% increase in non-bank credit providers of a new volume of loans issued to consumers, enoe reaching 406.83 million, according to the Consumer Rights Protection Centre (CRPC) prepared by the intelligence.
Significantly - by 46,12% increase in new loans from leasing and vehicle security-related lending volume reached 95.88 million. The newly issued consumer credit increased by 17.61% to reach 78.76 million, while the distance of new loans increased by 10.23% to 179.86 million.
December 2013 Latvian worked 53 licensed non-bank consumer credit providers who deal with different types of lending services. Last year in the second half of the lease and the vehicle or other type of credit facility provided by the service providers fell by one market participant.
The report can be summarized as non-bank lenders provided services by type, namely, collecting data on mortgage lending, leasing and commercial auto, consumer lending, loan against pledge of movable property (Lombard loans) and the speed (Internet and SMS) services.
The most significant decline in the total loan portfolio affected by the distance of the loan portfolio decrease by 7.79 million, or 9.34%. This is due to 2013 each month, a gradual re-issued enoe lap loans decline in 2013 and the second half of the credits an improvement. A decrease in the mortgage enoe loan portfolio - about 1.53%.
Leasing and other vehicles or other objects secured credit loan portfolio grew by 3.84 million, or 2.24%. Also, there was an increase in consumer credit and loans against enoe movable collateral loan, where the number has increased by 3.14% and 1.43%.
Non-bank consumer lender in the loan portfolio, compared to last June, the end results (77.53%) without delay the share of loans increased by 2.7%, to 80.23%, the share of loans past due 30 days was 6.41 %, with a delay of 31 to 90 days - 3.92% of 91dienas - 9.45%.
Compared with no delays in the proportion of loans by non-bank lending kinds of areas on the 5.35% increase in the past due consumer credit liabilities and amounted to 79.99% of the loan portfolio of existing loans.
Situation of overdue continue to improve leasing and vehicle-backed loans, which without the delays of credit amounted to 89.64% of the loan portfolio in loans. Also, the mortgage, enoe the situation has improved a little, overall without late payment of credit amounting to approximately 66.18%. enoe Without delay the remote share of loans in the loan portfolio of all existing loans dropped by 1.4%, to 63.83%, inform the CRPC.
But compared to a non-bank lending after the late payment figures, overdue more than 90 days, the situation has changed most significantly the distance of loans and consumer credit areas: course credits substantially enoe increased the proportion of liabilities as compared to June 2013 figures has increased by 4.71% and reached 27.02%. Consumer credit and mortgage field with a delay of 90 days of the obligation has decreased by 5.74% and 1.19%, respectively sasniezot 7.27% and 2.20%.
The level of competition is calculated using Herfindhal-Hirschman Index (HHI). (The index is calculated by determining the market of credit providers percentage market share in the sum of squares). The higher the HHI index indicates a higher level of concentration in the industry and low competition in the industry.
The highest level of competition and concentration in the market for non-bank consumer finance market, using the HHI is in mortgage lending (4780), a distance of credit (4352) enoe and consumer credit (2507). This is indicative of the high lending ve
USD: 1.3638 All property enoe news Real Estate The construction Macroeconomics Finance Banking Insurance Investors Procurement Production Tax Transport & Logistics Food Agriculture Forestry Energy Technologies Internet Device Software Reviews Expert opinions DB World Photo & Video Photo Photo Story Video E-NEWSLETTER Today newspaper db db Club Projects TOP500 Reputation TOPS Business Car of the Year Tiger DB Mark Latvian genes Office Administrator Latvian export capacity enoe
Last year, about 15.77% increase in non-bank credit providers of a new volume of loans issued to consumers, enoe reaching 406.83 million, according to the Consumer Rights Protection Centre (CRPC) prepared by the intelligence.
Significantly - by 46,12% increase in new loans from leasing and vehicle security-related lending volume reached 95.88 million. The newly issued consumer credit increased by 17.61% to reach 78.76 million, while the distance of new loans increased by 10.23% to 179.86 million.
December 2013 Latvian worked 53 licensed non-bank consumer credit providers who deal with different types of lending services. Last year in the second half of the lease and the vehicle or other type of credit facility provided by the service providers fell by one market participant.
The report can be summarized as non-bank lenders provided services by type, namely, collecting data on mortgage lending, leasing and commercial auto, consumer lending, loan against pledge of movable property (Lombard loans) and the speed (Internet and SMS) services.
The most significant decline in the total loan portfolio affected by the distance of the loan portfolio decrease by 7.79 million, or 9.34%. This is due to 2013 each month, a gradual re-issued enoe lap loans decline in 2013 and the second half of the credits an improvement. A decrease in the mortgage enoe loan portfolio - about 1.53%.
Leasing and other vehicles or other objects secured credit loan portfolio grew by 3.84 million, or 2.24%. Also, there was an increase in consumer credit and loans against enoe movable collateral loan, where the number has increased by 3.14% and 1.43%.
Non-bank consumer lender in the loan portfolio, compared to last June, the end results (77.53%) without delay the share of loans increased by 2.7%, to 80.23%, the share of loans past due 30 days was 6.41 %, with a delay of 31 to 90 days - 3.92% of 91dienas - 9.45%.
Compared with no delays in the proportion of loans by non-bank lending kinds of areas on the 5.35% increase in the past due consumer credit liabilities and amounted to 79.99% of the loan portfolio of existing loans.
Situation of overdue continue to improve leasing and vehicle-backed loans, which without the delays of credit amounted to 89.64% of the loan portfolio in loans. Also, the mortgage, enoe the situation has improved a little, overall without late payment of credit amounting to approximately 66.18%. enoe Without delay the remote share of loans in the loan portfolio of all existing loans dropped by 1.4%, to 63.83%, inform the CRPC.
But compared to a non-bank lending after the late payment figures, overdue more than 90 days, the situation has changed most significantly the distance of loans and consumer credit areas: course credits substantially enoe increased the proportion of liabilities as compared to June 2013 figures has increased by 4.71% and reached 27.02%. Consumer credit and mortgage field with a delay of 90 days of the obligation has decreased by 5.74% and 1.19%, respectively sasniezot 7.27% and 2.20%.
The level of competition is calculated using Herfindhal-Hirschman Index (HHI). (The index is calculated by determining the market of credit providers percentage market share in the sum of squares). The higher the HHI index indicates a higher level of concentration in the industry and low competition in the industry.
The highest level of competition and concentration in the market for non-bank consumer finance market, using the HHI is in mortgage lending (4780), a distance of credit (4352) enoe and consumer credit (2507). This is indicative of the high lending ve
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